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langkah-langkahnya adalah sebagai berikut:

Age of a person is a mystery, no one could have predicted exactly. But for those who want to increase the chances to reach the age of 90 or even 100 years, here are seven simple ways that can be done.

A cardiologist from Canada, Dr. Clyde Yancy says there is an easy way to increase life expectancy by several decades. Ways is claimed can reduce the risk of deadly diseases, so that people can live longer and quality.

"Doing seven small changes in lifestyle can provide a 90 percent chance to reach the age of 90 or 100 years," said Dr. Yancy who will present this theory in the Canadian Cardiovascular Congress next week.
Seventh small changes in question Dr. Yancy is as follows

Stocks on Wall Street surged on U.S. trade on Friday, amid the emergence of optimism that European leaders will meet to formulate a policy of economic stabilization.

In trading Friday (10.21.2011), the Dow Jones closed up 267.01 points (2.31%) to the level of 11808.79. The S & P 500 rose 22.86 points (1.88%) to a level of 1238.25. Then the Nasdaq composite index rose 38.84 points (1.49%) to a level of 2637.46.

Antidote Gel Imunodeficiency Human Virus (HIV)

Efforts by scientists to create an antidote gel Imunodeficiency Human Virus (HIV) was rewarded bonuses. Gel that has proven its efficacy turned out to have dual functions, namely counteracting genital herpes is very contagious.

Tenofovir gel is the trade name is not yet marketed, but it has proven especially useful in a trial in South Africa in 2010. In the pilot, the gel is applied to the vagina is able to reduce the risk of HIV transmission in women by 39 percent.

folic acid protect babies from neurodevelopmental disorders

Folic acid is important for pregnant women consumed folic acid deficiency can cause birth defects in babies. Recent research has found women who consume folic acid before and during pregnancy greatly reduces the risk to have children with severe language skills.

Folic acid has many benefits for pregnant women and their babies. Because folic acid can help baby's brain growth, and reduce the risk of Neural Tube Defects (NTD) in infants who are born and others.



"If compare with mothers who did not consume folic acid supplements, women who consume folic acid ranging from 4 weeks before pregnancy can reduce the risk of having children who will experience severe delays in language comprehension at age 3," the researchers said

This risk is reduced by half after the researchers controlled for other factors in the study. Other factors are controlled by the researchers in that study, among others:

•   Maternal education
•   Maternal weight
• Socio-demographic factors

Mothers who are taking other supplements, but not folic acid did not show a decrease in the risk of delays in infant language skills. This indicates that folic acid does have a unique effect on child development.

Although some medical research on the benefits of folic acid in protecting the fetus against neural tube defects has been widely publicized, but this study is further evidence that the supplements could protect babies from other neurodevelopmental disorders.

"We always recommend folic acid supplements. This is because foods fortified with folic acid although it gives a number of folic acid intake, but did not reach 400 micrograms. Therefore, experts suggest intake of 400 micrograms of folic acid for all women of childbearing age," said Dr. . Alan Fleischman, medical director at the March of Dimes.

Research has tracked about 0.5 percent of the 40,000 Norwegian children who have severe delays in language skills. Norwegian children are only able to make a single word or words that can be understood by others at the age of 3 years.

Blog Comments Secret

30 Days to a Better Blog: Keep Up With Your Comments

Conversations are a HUGE and integral part of blogging. And the first place a discussion usually takes place is in your comments section. Keeping on top of your comments should be just as important as writing your next post, and there are several steps involved:

    Field Spam. Everyone hates spam. Bloggers hate weeding through it, but honestly … readers hate seeing it too. It is the first way to signify to a reader that you don’t really care about your blog. The first step is to activate Akismet (or another anti-spam plugin) but many comments and trackbacks will slip through the crack. Flag them as spam and keep them off your blog.

Harvard Researcher Chosen as New Dean of Weill Cornell Medical College

A Harvard University researcher and professor with strong ties to the pharmaceutical industry has been selected as the new dean of Weill Cornell Medical College in Manhattan, as Cornell University seeks to greatly expand its research programs and obtain more federal and private financing, college officials said Wednesday.

The new dean, Dr. Laurie H. Glimcher, 60, who has ties to the pharmaceutical giants Merck and Bristol-Myers Squibb as well as to scientific and biotechnology companies, said she wanted to use her experience to forge partnerships with both the public and private sectors.

Dr. Glimcher, an immunologist with a strong interest in osteoporosis, defended her outside interests, saying they presented no conflict as long as they were transparent. She said she wanted to “leverage the strengths of everyone,” whether scientists, pharmaceutical companies or biotechnology companies. “There should be no silos between all of these different strengths,” she said.

Academics Challenge Tuition Increases in Britain

Academics challenge British tuition increases

Hundreds of academics from Oxford and Cambridge have signed a letter to the British government demanding that the planned increase in tuition fees to £9,000 from £3,290 be halted and a public commission of inquiry be established to look into the plan.

“Universities are being forced to take major decisions, with unknown consequences, to a breakneck timetable,” said the letter, which was addressed to Business Secretary Vince Cable and Universities Minister David Willets.

“We are being asked to ‘fly blind’ over matters of the utmost importance in respect to our ability to continue to deliver world-class education and research,” said the letter, which was signed by 681 faculty members from Britain’s two oldest universities. 

MIT undergraduate engineering again ranked No. 1

U.S. News and World Report ranks MIT Sloan’s undergraduate program second among peer institutions. Morgan Bettex, MIT News OfficeMIT has held the top spot in U.S. News & World Report’s annual undergraduate engineering rankings for more than 20 years, and this year is no different, the magazine announced today.

MIT’s top standing, ranked among peer institutions, will appear in both the magazine and in the 2011 edition of the magazine’s annual college guide, “America’s Best Colleges” that hits newsstands Monday, Aug. 23. All rankings went online early today.

Within engineering, MIT was ranked No. 1 for its undergraduate programs in aeronautics and astronautics, chemical engineering, computer engineering, electrical engineering, materials sciences and mechanical engineering. MIT also ranked in the top five in biomedical engineering and environmental/environmental health engineering.

USA Top Ten Online University

There are many online universities are working in the unites state of AMERICA, but here is the list of top ten online universities of USA.

1 WESTWOOD COLLEGE ON LINE

Viginia College of USA

Virigina college is the another best college og USA. This is on the base of on line. This college is continous the tradition lives new direction fulfulling our mission statement of students . The goal of Virginia college lies in its responsibility to its students.

The most stolen Cars

The Most-Stolen Cars

To determine the vehicles with the highest theft rates in the country, the Highway Data Loss Institute looked at only insured passenger vehicles between one and three years old. Then they calculated which insurance claims were filed for each particular model of vehicle, and the size of the payment for each claim. By comparing the number of claims to the number of cars insured, the process indicates vehicles most likely to be targets of theft, because it takes into account a given model's total exposure to the road.

The average claim frequency for all passenger vehicles is 2.1 claims per 1,000 insured vehicle years, with an average loss payment of $6,883 per claim. Insured vehicle years are measured as one vehicle insured for one year or two of the same vehicle insured for six months each.

1. Cadillac Escalade

Segment: Large Luxury SUV

Claim Frequency: 10.8 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $11,934




2. Ford F-250 crew 4WD

Segment: Large Pick-u
Claim Frequency: 9.7 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $9,636




3. Infiniti G37 2-door

Segment: Luxury Compact

Claim Frequency: 7.1 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $10,324



4. Dodge Charger HEMI

Segment: Large Sedan

Claim Frequency: 7.1 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $10,118



5. Chevrolet Corvette Z06

Segment: Sports Car

Claim Frequency: 1.7 per 1,000 insured vehicle years

Average Loss Payment Per Claim: $41,229





so be wise to park your vehicle

Car Insurance

If you have any questions at all about what to do in order to get the right car insurance policy, how to keep your premiums as low as possible or what to do if you're involved in an accident and need to make a claim, our car insurance guide is a great place to start.

Here  we're dedicated to driving down the cost of your motor insurance, and we've covered some of the most common questions and concerns encountered by our customers in the following pages. An introduction to car insurance Of all the financial products owned in the UK, car insurance is one of the most common. The reason for this is simple: to drive a vehicle on the road legally it needs to be insured, and with 26 million cars on our roads, that's a huge number of people insuring a vast number of vehicles.

Insurance Definition

1.  the act, system, or business of insuring property, life, one's person, etc., against loss or harm arising in specified contingencies, as fire, accident, death, disablement, or the like, in consideration of a payment proportionate to the risk involved.
2. coverage by contract in which one party agrees to indemnify or reimburse another for loss that occurs under the terms of the contract.
3. the contract itself, set forth in a written or printed agreement or policy.
4. the amount for which anything is insured.
5.  an insurance premium.
6.  any means of guaranteeing against loss or harm 

Big Rigs Drive Big Risk For Passenger Vehicles

When a big rig truck and cars collide, the laws of physics determine the outcome. Most often, the passenger vehicle bears the brunt of the damage.

The Insurance Information Network of California, the California Highway Patrol, the San Diego Police Department and the California Trucking Association have joined forces to focus attention on truck and passenger vehicle driver safety this Labor Day weekend. In a live demonstration held today at Balboa Park, expert drivers highlighted the dangers of big rig blind spots and their physical stopping distance, which is much greater than that of a passenger car. In advance of the holiday weekend, CHP officers also reinforced the need for drivers to safely share the road with big trucks.

Tell the truth to the insurance company

I have had a rash of calls lately. People who have been in car accidents and have panicked. That panic has led them to do something dumb: lie to the insurance company. 

Lying to the insurance company can be insurance fraud. How do you know? If you make a material misrepresentation to the insurance company, it is fraud. Of course, what is a material misrepresentation.

To be material, it must be something that would affect whether a claim is covered or not. So, if Bill is an excluded driver from your policy and drives your car causing a collision, it would not be covered. If you tell Bill that Susie was driving instead, it would then be covered. Of course, now the insurance company would be paying a claim that they would not otherwise pay. This would be a  material misrepresentation. 

Keeping your car after crash

I get this a lot. Someone is involved a car crash. The insurance company for the other side tells them the car is a total loss. They are sure that they want to keep their car. I am sure they do not want to keep their car. 

First, before you take the insurance company's word for it, do a few things. Go to a reputable, independent shop and ask for an estimate. It is not uncommon for the insurance company to call the shop and tell them that if a car is close, they want to make sure it is a total loss. So, go get your own estimate. Of course, you should be doing this anyway, even if you are

Auto Insurance

Insurance claims from crashes that appear to be staged rose 46 percent between 2007 and 2009, according to recently released statistics from the National Insurance Crime Bureau. California had the third highest number of staged accidents in the U.S. between 2007 and 2009, with a total of 1,619. Only Florida and New York had more.

Ordinarily, these accidents are set up by criminals who work in groups. They sometimes involve several drivers and passengers who claim injuries, paid witnesses, and even medical providers who claim to have provided treatment for the false injuries. According to a recent article, some of the most common types of crashes include luring innocent drivers into crashes, scammers crashing into each other, and completely fabricating non-existent accidents.

Low Cost Auto Insurance

Last weekend, the L.A. Times published this article about a state program that helps provide low-income Californians with auto insurance at a reduced cost.

The article pointed out that there are estimated to be millions of California drivers without auto insurance, and the number is growing because of the bad economy. It’s almost impossible to estimate exactly the number of California drivers without insurance, but a 2008 report by the insurance industry estimated about 18% of California drivers at that time did not carry insurance. In addition, since 2008, the unemployment rate in California has more than doubled, so the number of uninsured has most likely risen significantly as families have been forced to choose which expenses to cut.

Prevent Illegal Health Insurance Cancellations

California Strengthening Laws to Prevent Illegal Health Insurance Cancellations

On August 18, new regulations go into effect in California that are aimed at preventing illegal cancellations of health insurance policies.

Rescission, which is the practice of canceling health insurance policies for mistakes on the health insurance applications, even minor mistakes, is targeted in the new regulations. According to the government, rescission is estimated to add $300 million in profits to the health insurance industry.